Paid down Chase

Well we had to put new brakes on our car and had to put it on the chase card. We had the money in a sinking fund account at capital one 360, so I transferred it over and paid that in full plus an extra $100 to basically I paid an extra $165 dollars to chase so far this month.


Today I am hoping to sell another thing from my house and will put that also to the chase card.


DH gets paid next week and whatever is extra (if there is) after putting money in sinking funds for the month will go to debt.


~Wild Irish Wanderer

PIF

Paid off another Credit Card this AM.


AMX is gooooonnneeee :-)


1 down 2 more to go.
But
Hubby hasn't worked for two days since his job is a sub job so we'll see if I pay any extra next week since I need to make sure we have 5K in savings for summer when we are both off a lot.


~Wild Irish Wanderer

Last day of training

Today is the last day of training for DH new job, so officially he starts tomorrow it's only a substitute position but they think they will need him every day so we are hoping.


We haven't taken any money out of our sinking funds yet for the previous post I mentioned because we had money left over from my last paycheck and honestly I'm not sure what DR would say.


1. take it out and put it toward debt or
2. leave it in there and cash flow the stuff we needed to do.


If anyone knows for sure I'd love to hear from you..
We do have an appointment to have our oil changed and tires rotated on our car and will need to take money out of sinking fund for the oil change (the rotations are free).


Also I haven't made a meal plan nor done grocery list or meal prep this week for next week but I still have the rest of the week to complete this.


~Wild Irish Wanderer

House upkeep

Well we had to spend almost $300 yesterday, we had our toilet in the master start leaking around the bottom. TMI I know..


We had to replace the toilet, Flange (boy was that fun), wax ring and scrub the whole floor.


But....


Wow it looks so much better now and we took out the over the toilet storage shelf and left it open for now and the space looks huge!


On to more savings I guess.


We did have money in the house sinking fund for this.


We also bought DH his new pants.


$164 bucks later....


We also had Sinking Fund money for this..


So really no out of pocket spent..


~Yea!!!


~Wild Irish Wanderer

Really need to up my game

It's been along time !!


Things have been interesting in this house.


We have accumulated some more debt and have plans to take it down but we have other money we need to save for first.  Both DH and myself have jobs that have down time in the summer months so we have decided to save up enough money to not fret when we don't work as much in summer, our goal is $5,000 and we have almost that amount saved right now. Then


AMX $626.77


Visa #1, $3,138.95


Visa #2 $10,652.44


Car Loan $10,339.02


We have no plans to get rid of our automobile at this time and prefer to pay it off.


As DH just got a new job he has not gotten a paycheck from this job yet and we don't have any idea what amount his checks will be so for now we are living off my checks and using his checks for Sinking Fund Accounts and Debt Pay down AFTER we get our summer emergency fund to 5K. His first check will be at the end of this month so we'll have a better handle on approximately how much he could potentially be making.


~Wild Irish Wanderer

Baby it's been awhile!!

So wow I didn't realize it's been so long since we have posted anything.


We've been very busy here at the WIW household.


School is back and DS-Y has started HIGH SCHOOL! How sad is that my baby is in high school.


DH quit his job he hated so much the past month. While he doesn't have a job right now he does have 2 things in the wings and anticipates he will have one soon. He's only been out of work almost a week now.


We have ONLY one Credit card with just over 11,100.00 left on it, and ONE Car loan with also just over 11,500.00 on it! We won't be paying extra to either of those for now until DH gets another job then we plan to attack the CC until it's below 10,000 and then get the car loan to under 10,000. Then we will focus on the CC only.


Our reasoning is we have no idea how long our car will last it has had a check engine light on for awhile and while the people at the auto store say it's only something in our gas tank, I'd rather be safe and get it down to about what we owe on it. It does also need new tires but I have the money saved up in our car repair sinking fund for those and just haven't gotten to them yet. Especially with DH NOT working right now, we can just drive our other car and leave one at home.


The weather as usual has now turned to our normal horrid winter weather with lots of rain and snow for the next 6ish months.


I think that's it for our update and I'll try to post a bit more often..


ttyl


~Wild Irish Wanderer

June Update

Sooo haven't paid much down in June, I had a health scare and had to pay quite a bit for medical expenses and I expect this month to also have some medical expenses since I have to do my year checkups.


June is a 3 pay check month and I have 6 hours of OT on it, so I'm excited to see how much that one is.


Weather is decent but not that warm also, so no hiking yet..


ttyl


~Wild Irish Wanderer