Sunday, July 26, 2015

Sitting about the house and finances

Today I'm just enjoying the day. DH took the boys to see a movie so I've had the whole house to myself for about 2 hours. I go back to work Wednesday after a long break. And although I'm looking forward to it. I'm nervous at the same time. DH will be staying at home and taking some college classes for now, although he does plan on getting a part time job at a later date.


We have been working hard on getting our debt down to just 1 credit card, our truck loan and house loan. We are hoping that by August 1st we will go from almost $63,000.00 to $37,700.00 this is not including our house though. We do plan to try to refinance our home or sell it within the next year, we won't know which until a later date.


Starting August 1st, I will be making a list of things we are going to be cutting from our budget to attempt to get more money to pay off our debt. I'm hoping I'll be able to convince DH to cut cable but keep Netflix, amazon prime and look into hulu plus if needed. I'm not cutting or changing our cell phones as we have the grandfathered ATT plan with unlimited text, data and calls and although it's $190 a month for 3 phones I am not able to justify dropping it since we always, always use a lot of data and most of my family and his live away from us.


So this leaves
Cable
Lawn Service
as our options to get rid of..


All of our sinking funds are fully funded at this point, but with school starting soon we will need to move some money to get clothing and supplies for DS-Y.


~Wild Irish Wanderer

Thursday, July 16, 2015

Issues very nearly resolved

We've had a lot of stuff going on in the past 6 months and hopefully today or tomorrow it will be done with.  DH and I are going to completely and 100% work on getting out of debt including the house as soon as possible. We will be working on our fencing and having our floors replaced then we are putting our house up for sale to move into a smaller place as this one is just way to big for our needs. We have quite a few goals we would like to complete and hopefully we can work quickly on them and move on with our travels.


~Wild Irish Wanderer

Thursday, July 2, 2015

Hopefully!

Hopefully all the issues that have been going on here at our house will be resolved within the next week or two, then I can let you know how everything has been and what our goals are for the next 10 months.


~Wild Irish Wanderer